Money Management Program

Paying bills accurately and on time is an important part of independent living.  The Massachusetts Money Management Program matches trained, insured volunteers with older adults who need help managing their monthly finances.

What do our volunteers do?  They can help with:

  • Organizing and paying bills on time
  • Keeping track of accounts and balances
  • Writing checks
  • Mailing or making payments

There are two levels of service:

With our Bill Payer service, volunteers help you:

  • Develop a budget
  • Sort mail
  • Write checks
  • Balance your checkbook

You make your own financial decisions and sign your own checks.

Our Representative Payee service provides a higher level of support for seniors who are no longer able to manage their own finances.  With a physician’s  consent, volunteers appointed by the Social Security Administration write and sign checks through a  special checking account to manage the senior’s Social Security and other federal benefits.  In this case, the Representative Payee signs all checks.

The Massachusetts Money Management Program is especially helpful for people with impaired vision, difficulty writing, limited mobility, and memory loss or dementia, as well as seniors who are recovering after an illness, returning home after a nursing home stay, homebound, or living alone.

This program is jointly sponsored by AARP, the Executive Office of Elder Affairs, and Mass Home Care, and is coordinated statewide by North Shore Elder Services.

Program Brochure

Money Management Program

Click the image on the left to download the brochure for the Money Management Program. 

Who is this service for?

You may be eligible for services if you are: 

  • 60 or older and meet income guidelines
  • Homebound, confused, or living with a disability or visual impairment
  • Without the help of friends or family who can help
  • At risk of losing your independence because of financial challenges. 

Who can benefit from this service?

Seniors with… 

  • Impaired vision
  • Difficulty writing
  • Limited mobility
  • Memory loss or dementia.

 AND

Seniors who are… 

  • Recovering after an illness or hospitalization
  • Returning home after a nursing home stay
  • Homebound
  • Living alone

To learn more about aging services in Massachusetts, call 1-800-AGE-INFO (1-800-243-4636) or visit 800ageinfo.com.